Challenger Banks

What’s the benefits of HubrisOne?

Below we list quick fire benefits of what HubrisOne is bringing to the market, no lengthy write up, just a very simple quick-fire benefits list:

  1. Buy and sell over 100 cryptocurrencies, store, exchange and send cryptocurrencies within seconds
  2. Connect you existing bank accounts.
  3. Multi-currency current accounts in GBP, USD, and EUR (IBAN and Account numbers)
  4. Receive HBRS token rewards upon each successful deposit
  5. Connect your Coinbase, Binance, and other exchange accounts and wealth accounts, view and manage in one place.
  6. Access cryptocurrency backed lending
  7. Instant cross-border transfers via the Stellar blockchain payments are settled within 3-5 seconds costing less than $0.01


As promised quick and simple!


HubrisOne socials:


Something is happening, let’s take note.

It’s Ivan here, one of the co-founders of

It’s a short post, but a timely one in light of the recent market sell-off – something is underlying happening and we need to take note.

The first wave of projects, coins, and tokens have paved a way for new businesses, projects and use-cases to learn from the mistakes that were made.

These mistakes, in hindsight, seem extremely obvious however is always near impossible to predict.

A few things I have personally learned from last year explosion of projects and how they have negatively impacted token price:

1. Lack of token utility 
Thousands of coins/tokens were created based off paper-proven business models, these models were unsustainable and more importantly, the tokens had near zero true utility

2. ICO token economics 
I find it truly has-dripping that investors still buy tokens prices above $0.10 in an initial coin offering.

An ICO is supposed to provide early investors an opportunity to purchase coins or tokens at a discounted rate prior to the mass public. With some projects pricing tokens for $0.50 and up, how do investors plan to generate a reasonable long-term return? After the ICO the only direction for a token price so high in the ICO stage is (you guessed) down.

3. Hype 
Do not let big marketing dollars cloud your investment judgment. PR Releases, large telegram groups = does not equal a great project or business. If the crowd is going one direction. Stop. Think. And go and do your own research or find a hidden gem.

4. Projects with no sustainable business models 
2017, saw a flurry of various projects, however, I realized most white papers of these projects, especially token based projects did not have a sustainable business model, and their primary goal was to generate funds from 1. ICO 2. Token price – if you look at points 1) and 2) you can see why this would not work.

The best sustainable way forward is for projects to put their business hats on and think how can they incorporate tokens into a sustainable business model, for example through customer acquisition.

Going forward we (as a community) need to incorporate this into projects going forward.

Adoption is the next phase and that means we need to put our commercial, business and technology hats on. Some of these tokens will die – and rightly so.

Safe investing.


We’re equity crowdfunding, join us!

Register to become an Early Bird and Join our Equity Crowdfund.

Tell me more…

In the next few months we will be crowdfunding to enable our early bird customers, community and investors the chance to invest in the future growth and success of HubrisOne.

In just under a month we have registered over 1,000 early bird registrations, with an anticipated 4,000 additional early bird registrations expected in Q4, we’re gaining momentum, very quickly.

We want you to be a part of this journey. Own a share of HubrisOne.

Register for the Exclusive Private Investment Period.

We want our early bird customers, community, and early bird investors to receive first access to the equity crowdfund investment private round. Register your interest below and we will keep you notified on everything you need to know and prepare to invest in HubrisOne. Register here

Our private investment round will go live within the next 6 weeks. See below for FAQ’s and further guidance.

If you have any questions, please feel free to reach out to the team at

Note: Your investment pledge amount is just an indicator of your interest in our crowdfunding campaign. You are not committed to anything at the time of the pledge.

We look forward to meeting you soon!

Many thanks,


How is HubrisOne using OmiseGo tech?

First. We had to get the UI/UX right. From the feedback we’ve recieved, I think we did and we may be on to something.

Then, we had to understand the best technology that was available to make HubrisOne a possibility.

We really want everyday people to:

  1. Benefit from the Blockchain technology
  2. Be exposed to cryptocurrencies

We found this will only be possible if we package complex technology in a way that’s 1) easy to use 2) looks clean and familiar to the everyday user

About implementing OmiseGo tech:

We’ll be leveraging OmiseGo for a few key areas within the app, in some instances, we will be leveraging multiple technologies, for example in some instances we will leverage Stellar where necessary.

The first real application we see is:

Cross-border transfers with real-time settlement

Users will be able to use their HubrisOne bank account or wallets and send money abroad to any bank account globally (depending on timelines, we may possibly leverage Stellar here).

Virtual cash cards to allow people to connect with their HubrisOne wallets and HubrisOne bank accounts to spend online

For Physical cards: We’ve partnered with a card distributor in the U.K. who will enable our users to receive a card and connect it with their HubrisOne bank account and wallet. Our card partner will also issue EUR IBAN’s, GBP sort codes and account numbers.

Banking the unbanked, top up over the counter: This is truly important to us and where we saw OmiseGo was a natural fit. This will enable our customers to credit their bank accounts from local markets, supermarkets etc with cash and it will be loaded onto their HubrisOne account for spending.

Omise Payment Gateway and Interoperability: As you may have seen, the HubrisOne app encompasses a fiat banking module and cryptocurrency module. We’d need these to speak to each other seamlessly and we’d like our customers to transact cryptocurrencies freely without worry of the various blockchains. This is another use-case we find that makes OMG a great fit.

Scalability: HubrisOne is an app for all people, everyone needs a bank account and in the future, we believe a cryptocurrency wallet will be as important. As HubrisOne grows, we would need an underlying technology that can support that growth. From speaking with the team at OMG we believe it’s a no-brainer for HubrisOne.

Now onto Plasma: We are aware that Plasma has not been released yet, but we understand the potential, especially with the market heading towards a more decentralised exchange preference, we believe that the exchange module within HubrisOne can be powered by OmiseGo’s plasma.

We wanted to be as thorough and transparent as possible, any further questions please don’t hesitate.

Check out the product brief here Product Brief

Become an early bird here:

Many thanks,


HubrisOne leverages OmiseGo technology

Today, we are pleased to announce our use of OmiseGo technology. For those that are not familiar with OmiseGo and their mission see below for a short summary.

OmiseGO enables financial inclusion and interoperability through the public, decentralized OMG network. When we first understood OmiseGo’s mission to bank the unbanked through blockchain technology, we automatically gravitated towards them as the natural technology to help us achieve our goals and mission of providing financial solutions to those without access globally.

What does this mean for HubrisOne?

HubrisOne will be leveraging OmiseGo’s white label SDK app architecture and Plasma platform.

The SDK architecture is a natural fit for HubrisOne as it allows us to achieve the following quickly and in a more cost-effective way:

OmiseGo’s SDK is simply the backend technology that will allow HubrisOne to: Build a secure wallet that facilitates payment, loyalty and rewards, remittances and cross-wallet transactions.

What will the OmiseGo SDK bring to the HubrisOne app?

The OmiseGo technology will allow HubrisOne to have the following functionalities within our platform. Omise payment gateway, credit and virtual cash card, top-up over the counter, direct debit facilities, real-time settlement, cross wallet transactions.

Where will the technology be accessed in the HubrisOne app?

There are two key areas we see the SDK being extremely important

1) Our cryptocurrency wallets which allow our customers to create up to 200 secure cryptocurrency wallets.

2) Cross-border payments with instant settlements

The OmiseGo plasma will be used within the HubrisOne cryptocurrency exchange to allow users to quickly and easily change between their HubrisOne bank account and cryptocurrency wallet.

We’re extremely excited for this as this accelerates our development time to market.




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